APR, Rate & Term Disclosure
For your actual, “locked-in” best rate and term - our online application must be completed. Your application will be reviewed, and we will contact you regarding any additional information that may be required, such as paystubs and W-2s; and possibly other proof of income and/or asset information necessary to obtain approval. (Self-Employed individuals may be required to provide business and/or personal tax information or returns.)
Any rates and terms provided through a quick-quote response are estimated based on your submitted information, considering an applicant with acceptable credit and other criteria required for approval at our best rates and/or terms.
Credit scores can and do vary depending on the credit reporting agency. We do not offer financing for full-time use; only for recreational use of units. All applicants may not qualify for listed rates, and/or be approved for financing.
APR is the Annual Percentage Rate of the RV or Boat loan. Rates are subject to the lenders guidelines and the applicant(s) consumer history, and other related criteria. Rates and terms, published or otherwise may be affected by age and type of subject unit, consumer credit history, requested term, down payment and other lender established criteria or requirements.
Terms and rates can vary and are subject to change without notice. All published special rates and terms are based on well qualified buyers, within the criteria and guidelines to receive lender rate discounts, and are typically based on loan amounts of $100k or more, and/or units not over 2-3 years old, based on the model year as listed on unit's title. Loan rates will generally be higher, on lower loan amounts and/or older units and terms may vary.
Fees for your state's licensing and registration or loan processing or closing may apply. Lender required down payment, title work or inspection requirements may vary, depending on dealer or private sales, out-of-state or in-state registration procedure.