Find Today's Best Boat Loan Rates

Learn to find the lowest marine financing rates.

Finding today's best boat financing rates and terms can be challenging for even the most seasoned buyers of fishing boats, cabin cruisers, and other watercraft. Most financing pros understand they alone cannot search virtually all marine lenders available for their needs, and that's why the pros leave it to the experts.

The pros know we check each of our lenders' boat loan rates daily and match each of our customers with the best fit for their situation. No matter if your needs are $50,000 or $250,000, we can provide the best boat financing terms available.

Our national banks and regional lenders offer today's most competitive rates and programs for your next boat loan. We're your one-stop shop for the best rates for new or used fishing boats, power boats, cabin cruisers, and yachts.

Take a few minutes to fill out our Boat Loan Quick-Quote request, and we will send you a personalized boat loan rate quote within minutes.

When choosing a marine lender, our specially trained boat financing professionals can help you select the program that will work best for you. Our list of national marine lenders, such as US Bank, SunTrust, and others, offers the most competitive rates for your new or used boat loans and financing needs.

Boat Financing Rates & Terms

Our financing programs feature no points or prepayment penalties. On loans over $75,000, we can typically provide terms of up to 20 years. On loans from $50,000 to $74,999, we can provide terms up to 15 years. And, typically our lenders require a minimum 10% down payment and credit scores above 700 for most marine financing approvals.

Our staff of boat financing professionals can make your application and approval easy. We will guide you through the process from start to finish and also be there for any questions you may have along the way.

At Best Rate, we are ready to help you achieve your recreational and marine financing needs. Call us today for a no-obligation, free phone consultation to learn more about our special loan programs, and help determine which one best is best for your specific needs.

We take our "More Fun - Less Hassle" motto seriously - so you can relax - and let Best Rate handle the heavy lifting.