Best Boat Loan Rates Today

We check the boat loan rates of each of our lenders daily, and match each and every one of our customers with the best fit for their situation. No matter if your needs are $50,000 or $250,000, we can provide the best boat financing terms available.

Our special selection of national lenders offer the most competitive rates and programs for your next boat loan. We check the rates of each of our lenders daily, and research each of their finance rates and programs. We're you're one-stop shop for the best rates for new or used fishing boats, power boats, cabin cruisers and yachts.

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When choosing a marine lender, we help you select the program that will work best for you. Our list of national marine lenders, such as US Bank, SunTrust and others, offer the most competitive rates for your new or used boat loans and financing needs.

Boat Financing Rates & Terms

Our financing programs feature no points or prepayment penalties. On loans over $75,000 we can provide terms of up to 20 years. On loans from $50,000 to $74,999 we can provide terms up to 15 years. Normally our lenders require a minimum 10% down payment and credit scores above 700, for most marine financing and loans.

At Best Rate, we are ready to help you achieve your recreational financing needs. Call us today for a no obligation, free phone consultation, to learn more about our various loan programs, and help determine which one best is best for your specific needs.

Take a few minutes to fill out our quick-quote request and we will send you a personalized boat loan rate quote within minutes. Or complete our online application and normally receive loan approval within 24 hours.

Complete Our On-Line Application Now!

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