Terms and Conditions

Premium Coverage covers the reasonable cost to remedy any operating mechanical or electrical failure of the vehicle, for the time indicated on the contract application, except as specified as excluded, subject to the provisions of this contract.

Engine: Pistons, pins & rings, crankshaft, main bearings, connecting rods & bearings, camshaft, followers, cam bearings, valves, push rods, springs, guides, seats & liters, rocker arms, timing gear chain, tensioners, retainers, oil pump, eccentric shaft, cylinder barrels, intake manifold, engine torque strut, timing cover, vacuum pump, dipstick & tube. Transmission: Case, torque converter, internal linkage, vacuum modulator, cooler, cooler lines, filler tube, dipstick. Drive Axle: Front and Rear – Differential housing, transaxle housing, final drive housing, constant velocity joints, universal joints, axle shafts, drive shafts, hub bearings, bearing supports. Fuel Delivery: Fuel pump, metal fuel lines, fuel tanks, fuel distributor, auxiliary tank switch, fuel injection pump, fuel injectors.

Luxury Covered Components (Coverage C)

Includes all Covered Components from Coverage B and the following: Steering: Steering gear box, gear box housing if damaged by the failure of an internally lubricated part. Main steering column shaft, intermediate steering column shaft, couplings, steering pump, cooler, cooler lines, power cylinder, drag links, control valve, cylinder. Suspension: Upper and lower control arms, shafts, strut bar, steering knuckles, linkage, king pins, spindle supports, torsion bars, lines and bags. Heating & Cooling: Water pump, impeller shaft, heater core, fan, fan clutch, fan motor, controller module, heater ducts, coolant recovery unit, electric block heater. Air Conditioning: Compressor, condenser, evaporator, POA valve, accumulator, power module, idler pulley, orifice tube, receiver-dryer, high/low cutoff switches, blower motor, pressure cycling switch, ducts. Brake System: Master cylinder, power assist boosters, combination valves, backing plates, clips, springs, retainers, self adjusters, parking brake linkage, rear actuators. Electrical: Starter, voltage regulator, alternator, distributor, wiring harness, solenoid, manually operated switches, wiper motors, gauges, window motors and control, power antenna, power door locks, sear motors, cruise control transducer, engagement switch & servo, turn signal switch, dash board clock, dual battery paralleling switch, backup alarm. Water Heater: Burner assembly tank, thermostat, thermocouple, gas valve, heating elements, electric ignition assembly, switches, wiring harness. Fresh Water: Water pump, water tank, water lines, traps, faucets. Waste System: Shower, sink(s), toilet(s), holding tank, gate valves. L.P. Gas System: Regulators, mounting brackets, pig tails, gas lines, gas fittings. Inside Air Conditioning / Ventilation: Capacitors, thermostat, condenser, accumulator, expansion valve, receiver dryer, blower motor, switches, electronic module, ventilation fans, pressure cycling switch. Range & Oven: Burner assembly, thermostat, thermocouple, microwave ovens, burner valves, power hood and ignition assembly. Inside Heating System: Furnace igniter, thermocouple, burner assembly, thermostat, blower motor, gas valve. Auxiliary Powerplant/Generator: Starter, switches, generator assembly, power converter, inverter, voltage regulator, gauges. Luxury Component Package: Repair of Ice maker, dishwasher, washer/dryer (excluding belts and hoses), central vacuum cleaning system, external BG, trash compactor, kitchen center.

Coach Covered Components (Coverage D)
Coach Coverage is identical to Premium Coverage A, except that it does not cover failures to any part, system, or related component of the following systems: Engine, transmission, front and rear wheel drive, steering, suspension, brake, engine/chassis electrical, heating and cooling.

Wear and Tear Covered Components (Coverage E)
Wear and Tear Coverage is optional coverage and must be paid for at the time the service contract is purchased. It may not be added onto after purchasing the service contract. This coverage revokes the exclusion of "wear and tear items" from the excluded items list. Wear and tear items are those items that have failed due to being out of manufacturers recommended specifications, yet have not actually failed yet, and are still a mechanical or electrical failure. We reserve the right to wait for a total failure depending on the severity of each claim. All other exclusions for this contract still apply.

Excluded Items for Coverage A, B, C, & D: Non-mechanical or electrical failures; frame or structural separation; all components and clutches themselves; rubber parts; any repositioning, refitting or realigning; distributor cap/rotor; tires/wheels; air bag/supplemental restraint systems; lenses; battery and cables; all maintenance service and items such as alignments, wheel balances, engine tune-ups, spark/glow plugs, plug wires, brake pads, linings & shoes, filters, lubricants, coolants, hoses; bright metal; any illumination including lights; exhaust system; weather stripping; body panels; brake rotor/drums; normal fluid/oil lubricant seepage; canvas, vinyl or fabric tops; shop supplies, hazard waste removal; body adjustments, buttons, handles, door hinges, glass; service adjustments and cleaning; fuses, bolts, fasteners, nuts; squeaks and rattles; water leaks; wear and tear items; belts; timing chain and belts; a/c recharging; video/navigation systems; failures due to lack of maintenance, lack of fluids, coolant or lubricants; any parts used, added or replaced that are not necessary to the completion of the repair or were not damaged by the failure of a covered component; breakdowns due to overheating/rust/corrosion; parts that failed due to a modification to the vehicle; compression loss through gradual failure or rings and valves; and non-factory installed components.

This contract is not valid until Provider receives full payment and has approved the application and contract. We will mail you a certificate of coverage with your service contract number indicating the start date of coverage. Authorization must be made prior to guaranteeing payment for a claim. No service or maintenance items, recalls or service bulletin items, pre-existing conditions as determined by Provider, consequential, misuse, alterations, racing, collision, or weather damage is covered. You agree to maintain the vehicle as the manufacturer recommends and to hold all service records for the vehicle for proof of maintenance. No claims are covered if any misrepresentation was made on any claim, inspection, or application for the service contract. If you currently have a warranty on this vehicle from the factory or aftermarket, that warranty is responsible in whole for any claims. Prior to making any claim, a required inspection must be completed and then approved by Provider. No claims will be paid until this inspection has been completed and approved. Coverage is void on any commercial vehicle or rental unit.